Do I still need a website if I have social profiles?

For anything that has to outlast a platform, yes. A site is where the archive, the contact route and the things you sell can live without depending on another company's product decisions. Profiles are how people find it.

Hosted builder or something I run myself?

Hosted, unless you specifically want to maintain software. What you give up is control at the edges. What you avoid is updates, backups and security being your problem, and that trade only shifts once the site does something unusual.

What should I check before building?

That the domain is registered by you rather than through the builder, and that content exports in a readable format. Those two decisions are what make a later move an afternoon instead of a rebuild.

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A site you own is the only place where the rules do not change without notice. What separates these is how much they let you own in practice: whether the design leaves as files, what a custom domain and selling cost once added, and how much of the result is portable if you ever move.

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