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12 tools that solve a similar problem. Compare what each costs and what it covers.
Banking, bookkeeping and tax in one account
Found bundles banking with the bookkeeping and tax, with a free tier and plans from $35, one account instead of Zoho Books sitting apart from where the money lives.
Invoicing and bookkeeping that costs nothing
Wave does invoicing and bookkeeping for nothing too, with paid plans from $19, without needing the rest of the Zoho suite to make the trade worth it.
Mileage and expenses tracked for freelancers
Everlance tracks mileage and expenses specifically for freelancers, with a free tier and plans from $10.99, a narrower, simpler job than Zoho Books' full accounting.
Invoicing built for freelancers, not accountants
FreshBooks is invoicing built for freelancers rather than accountants, at $23 with no free tier, a lighter, less form-driven tool to learn than Zoho Books.
Accounting built around UK sole traders
FreeAgent is built specifically around UK sole traders, at $33 with no free tier, worth it over Zoho Books if the accounting rules that matter are the UK's own.
Business banking with twenty checking accounts
Relay is a business bank account with up to twenty checking accounts to split money into, from $30 with a free tier, banking structure rather than Zoho Books' invoicing and reconciliation.
Business banking that puts the tax money aside
Lili is a business bank account that sets tax money aside automatically, from $15 with a free tier, banking rather than the invoices and reconciliation Zoho Books tracks.
Open-source invoicing, free for 5 clients
Invoice Ninja is open source and free for up to 5 clients, with paid plans from $14, an option to self-host that Zoho Books does not offer.
Accounting a freelancer can run without help
Xero charges from $25 with no free tier at all, the paid alternative for anybody who does not already use another Zoho app to make the free plan's trade worth it.
Invoicing with a free plan that stays free
Invoicely keeps a free plan that stays free too, with paid plans from $9.99, invoicing only rather than Zoho Books' 1099 tracking and reconciliation.
Receipt scanning and expense reports
Expensify scans receipts into expense reports, with a free tier and plans from $5, cheaper than Zoho Books and narrower than its full invoices-and-reconciliation set.
The freelance business in one place
Moxie bundles contracts and project management around the accounting, from $12 with no free tier, a wider freelance toolkit than Zoho Books' accounting-only free plan.
