Making the work
Growing an audience
Running the business
9 tools that solve a similar problem. Compare what each costs and what it covers.
Invoicing built for freelancers, not accountants
FreshBooks is invoicing built for freelancers rather than accountants, at $23, a bit under Xero's $25 for a narrower focus on invoices.
Accounting built around UK sole traders
FreeAgent is built specifically around UK sole traders, at $33 with no free tier, worth it if the accounting rules that matter are the UK's own.
Tax filing that hunts for freelance write-offs
Keeper is a one-time $199 tax filing tool that hunts for freelance write-offs, built for filing season rather than Xero's ongoing monthly invoicing and reconciliation.
Free accounting for a one person business
Zoho Books stays free for a one-person business, with paid plans from $20, an option Xero does not offer at all since it has no free tier.
Banking, bookkeeping and tax in one account
Found bundles banking with the bookkeeping and tax, with a free tier and plans from $35, one account instead of Xero's books sitting apart from where the money lives.
Invoicing and bookkeeping that costs nothing
Wave does invoicing and bookkeeping for nothing, with paid plans from $19, cheaper than Xero's $25 if the reports an accountant wants are simple enough.
An S Corp back office for a business of one
Collective runs the back office for an S Corp of one, at $199 with no free tier, a specific structure Xero's plain bookkeeping does not set up for you.
Form the company, then keep its books
doola forms the company first and then keeps its books, at $297 with no free tier, for somebody who has not yet incorporated rather than already running invoices through Xero.
Invoicing with a free plan that stays free
Invoicely keeps a free plan that stays free, with paid plans from $9.99, where Xero has no free tier at all and a twenty-invoice cap even on its cheapest paid one.