Picsart

Picsart grew up as a phone editor and kept that, which means the whole thing works with a thumb on a train rather than needing a desk. Background removal, retouching and the current generation models all sit in the same subscription. Everything is metered in credits, and the heavier image models empty a month's allowance faster than you would expect.

Pro is $15 a month, or $10.50 billed yearly, with a fixed monthly credit allowance, 100GB of storage and the editing suite. Ultra sits above it for heavy generation and team features. The free app is ad-supported. Credits are the number that matters rather than the plan name: the premium image models cost enough that a Pro allowance goes in an afternoon of serious generation, so read the per-model costs before assuming the subscription covers your volume.

A creator producing thumbnails and product shots from a phone who wants generation and editing in one bill. A desktop retoucher working on raw files should be in Lightroom.