Growing an audience
Running the business
Both cover accounting & tax. Here is what separates them on price, billing, what you can take with you, and coverage.
| Moxie | Xero | |
|---|---|---|
| Starting price | From $12 | From $25 |
| Pricing model | Free trial, then paid | Paid subscription |
| Free tier | No | No |
| Billing | Monthly or annual | Monthly or annual |
| Free trial | 14 days | Not stated |
| API | Not stated | Not stated |
| Data export | Not stated | Not stated |
| Their cut | Not stated | Not stated |
| Runs on | Web | Not stated |
| Covers | Accounting & Tax, Legal & Contracts, Project Management | Accounting & Tax, Creator Finance |
| Works with | Nothing in particular | Nothing in particular |
| Founded | Not listed | Not listed |
| Reader rating | No reviews yet | No reviews yet |
| Live deals | None right now | None right now |
The freelance business in one place
Moxie holds the client list, the proposal, the contract, the time log and the invoice in one account, so a freelancer stops paying four tools that each know a quarter of the job. A scheduler and a light set of books are in there as well. Its own pricing page compares it to Bonsai, Dubsado and HoneyBook, which is a fair statement of who it is up against.
Our note
Against Bonsai the split is that Moxie costs less at the entry tier and Bonsai has the deeper contract library. Pick Moxie if the client portal matters and Bonsai if the paperwork does.
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Accounting a freelancer can run without help
Xero covers the parts of bookkeeping a creator actually meets: invoices, bank reconciliation, expenses and the reports an accountant asks for in January. Nothing in it assumes you have taken an accounting class. There is no free plan, and the cheapest tier stops at twenty invoices a month, which a busy freelancer clears by the third week.
Our note
Pick Xero over Wave when you have contractors to pay and a real filing to make, and Wave over Xero when you mostly need invoices to look professional. The invoice cap on the entry plan is the thing people hit and get annoyed by, so count last year's invoices before choosing it.
Ratings are the average of reviews readers left. The facts are stated by each tool’s own listing and are not verified by CloutStack. How we make money.
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