At what point does SamCart become cheaper than Gumroad?

Roughly $790 a month in sales, where 10 percent of revenue equals SamCart's $79 flat fee. Below that, Gumroad's percentage costs less; above it, SamCart's subscription does, though SamCart's payment processing is billed separately on top.

Does Gumroad's 10 percent include payment processing?

Yes, the flat 10 percent is the whole cost with processing folded in. SamCart's $79 monthly fee does not include processing, which is billed separately, so its real cost runs higher than the subscription number alone.

Which one is better for testing offers?

SamCart, by design: one-page checkouts, order bumps and post-purchase upsells are built to be tested against each other. Gumroad gives you a payment link with far fewer levers to test.

Do I need a separate place to host my product with either one?

SamCart sits beside whatever hosts the product, including its own courses app on the entry plan, and is often run alongside a separate platform. Gumroad hosts the file and the product page itself, so nothing else is required to make a sale.

Gumroad vs SamCart Comparison 2026

Gumroad charges nothing monthly and takes a flat 10 percent of every sale, processing included, so a quiet month costs nothing at all. SamCart charges $79 a month regardless of sales, with cart abandonment recovery and upsells built to raise how much each buyer spends, and payment processing is billed separately from that fee. The crossover is arithmetic: once monthly sales pass roughly $790, Gumroad's 10 percent cut costs more than SamCart's flat fee, so volume decides this rather than either platform being cheaper in the abstract.

Gumroad

Sell digital products with almost no setup

SamCart

Checkout pages built for testing offers

At a glance

Only Gumroad has a free tier.

Side by side

	Gumroad	SamCart
Starting price	Free	From $79
Pricing model (they differ)	Free	Paid subscription
Free tier (they differ)	Yes	No
Billing (they differ)	Usage-based	Monthly or annual
Free trial	Not stated	Not stated
API	Not stated	Not stated

Gumroad

Sell digital products with almost no setup

Gumroad is the fastest way to put a file behind a payment link. No store to build, no plan to choose, and a flat 10 percent on every sale. That rate is high once you are doing real volume, which is when people usually leave.

Our note

Start here, and do the arithmetic every quarter. The moment 10 percent is more than a competitor's monthly fee plus a lower rate, move. Until then nothing is simpler.

More Gumroad alternatives Visit Gumroad

SamCart

Checkout pages built for testing offers

SamCart is a checkout designed to be tested: one-page carts, order bumps, upsells taken after the card has cleared, and recovery mail for the ones who left. It sits beside whatever hosts your product rather than replacing it, which is why people run it alongside a course platform. Courses are on the entry plan now, and used to be an upgrade.

Our note

Buy this for the upsell flow rather than for the storefront, because that is where it earns the monthly fee back. If your products are cheap or few, Gumroad or Lemon Squeezy take a percentage and cost nothing while you are quiet.

Why people weigh these two

SamCart instead of Gumroad: SamCart at $79 builds checkout pages made for testing offers, where Gumroad optimises for selling something today with no setup.
Gumroad instead of SamCart: Gumroad needs almost no setup and costs nothing to start, a simpler bet for someone not yet ready to run tests on bumps and upsells.

Which one should you pick

Choose Gumroad for a first digital product, an occasional release, or any month where sales might be zero, since there is nothing to pay when nothing sells. The 10 percent rate does not fall with volume, so redo the math every quarter once sales become steady rather than occasional.

Choose SamCart once sales are steady enough that $79 a month beats 10 percent of revenue, roughly $790 or more in monthly sales, and you intend to actually run the order bumps and upsell tests it is built for. Payment processing is billed on top of that fee, so somebody selling a handful of items a month is paying a subscription for tools they are not using.

Common questions

At what point does SamCart become cheaper than Gumroad?: Roughly $790 a month in sales, where 10 percent of revenue equals SamCart's $79 flat fee. Below that, Gumroad's percentage costs less; above it, SamCart's subscription does, though SamCart's payment processing is billed separately on top.
Does Gumroad's 10 percent include payment processing?: Yes, the flat 10 percent is the whole cost with processing folded in. SamCart's $79 monthly fee does not include processing, which is billed separately, so its real cost runs higher than the subscription number alone.
Which one is better for testing offers?: SamCart, by design: one-page checkouts, order bumps and post-purchase upsells are built to be tested against each other. Gumroad gives you a payment link with far fewer levers to test.
Do I need a separate place to host my product with either one?: SamCart sits beside whatever hosts the product, including its own courses app on the entry plan, and is often run alongside a separate platform. Gumroad hosts the file and the product page itself, so nothing else is required to make a sale.

Ratings are the average of reviews readers left. The facts are stated by each tool’s own listing and are not verified by CloutStack. How we make money.