FundRazr vs Zeffy Comparison 2026
FundRazr runs a campaign page free beyond a 2.9 percent plus 30 cents processing cut, or with donors covering the platform fee entirely under Fee Recovery, reportedly leaving the average campaign with 98.5 percent. Zeffy takes nothing at all, no platform fee and no processing fee, covering its own costs from an optional donor tip instead, but only registered nonprofits can sign up. FundRazr's own comparison is blunt about it: Zeffy is the better answer if you qualify as a nonprofit, and FundRazr is the answer if you do not.
Crowdfunding that charges the donor, not you
Fundraising with no platform or processing fee
At a glance
- Both have a genuinely free tier.
Side by side
FundRazr | Zeffy | |
|---|---|---|
| Starting price | Free | Free |
| Pricing model | Free | Free |
| Free tier | Yes | Yes |
| Billing | Usage-based | Usage-based |
| Free trial | Not stated | Not stated |
| API | Not stated | Not stated |
| Data export |
FundRazr
Crowdfunding that charges the donor, not you
FundRazr runs a campaign page with no monthly cost, and pays for itself either by asking your donors for an optional tip or by asking them to cover the platform fee. Both choices are yours and you can switch mid-campaign. It leans toward memorials, medical costs and community causes rather than product launches.
Our note
The honest comparison here is Zeffy, which charges nothing at all and covers the card fees too. FundRazr is the better answer if you are not a registered nonprofit, which is what Zeffy asks for at signup.
Zeffy
Fundraising with no platform or processing fee
Zeffy takes nothing from a donation, and covers card processing itself out of the optional tips donors leave at checkout. Donations, ticketed events, raffles, auctions, memberships and a donor database are all in the same account. It is built for nonprofits, and the sign-up asks you to be one.
Our note
If you qualify as a nonprofit, start here, because no competitor can beat zero. Read the tip prompt on a live form first and decide whether you are comfortable with your donors seeing it, since that is the whole trade.
Why people weigh these two
- Zeffy instead of FundRazr
- Zeffy goes further on cost, charging neither a platform nor a processing fee, where FundRazr asks donors to cover it.
- FundRazr instead of Zeffy
- FundRazr charges the donor rather than the campaign, free to start, the closest match on Zeffy's own zero-fee-to-the-organisation shape.
Which one should you pick
Pick FundRazr if you are not a registered nonprofit, since that is what Zeffy's signup checks for. Optional Tips leaves only the 2.9 percent plus 30 cents processing cut, and Fee Recovery can push costs close to zero if enough donors agree to cover the platform fee, reportedly averaging 98.5 percent kept.
Pick Zeffy if you qualify as a nonprofit. Nothing beats its genuine zero on both platform and processing fees, funded entirely by an optional tip donors see at checkout. The only cost is social: some organisations would rather absorb FundRazr's processing cut than put a tip prompt in front of a supporter.
Common questions
- Which one costs less for a qualifying nonprofit?
- Zeffy, without qualification: no platform fee and no processing fee at all, covered instead by an optional donor tip. FundRazr's cheapest path, Optional Tips, still carries a 2.9 percent plus 30 cents processing cut that Zeffy does not.
- Why would a nonprofit ever choose FundRazr over Zeffy?
- FundRazr's own comparison note names Zeffy as the honest alternative and recommends FundRazr specifically for organisations that are not registered nonprofits, which is what Zeffy's signup requires. Templates for memorials, medical costs and community causes are also FundRazr's focus.
- Does Zeffy really cover card processing too?
- Yes, stated directly: no platform cut and no processing cut, so a $50 donation arrives as $50. FundRazr's Optional Tips model only removes the platform fee, leaving 2.9 percent plus 30 cents in processing.
- What do both platforms have beyond donations?
- Zeffy bundles ticketed events, raffles, auctions and memberships into the same free account. FundRazr's listing focuses on the campaign page itself, with memorial, medical and community templates rather than ticketing or memberships.
Ratings are the average of reviews readers left. The facts are stated by each tool’s own listing and are not verified by CloutStack. How we make money.