Making the work
Growing an audience
Running the business
Both cover memberships & subscriptions and monetization & payments. Here is what separates them on price, billing, what you can take with you, and coverage.
Membership tiers and posts for paying supporters
Sell access to a community with no monthly fee
Patreon | Whop | |
|---|---|---|
| Starting price | Free | Free |
| Pricing model | Free | Free |
| Free tier | Yes | Yes |
| Billing | Usage-based | Usage-based |
| Free trial | Not stated | Not stated |
| API | Yes | Yes |
| Data export | Not stated | Not stated |
| Their cut | 10% of what you earn | Not stated |
| Runs on | Not stated | Web, iOS, Android |
| Covers | Memberships & Subscriptions, Community Platforms, Monetization & Payments |
Shaded rows are where the two answers disagree and both listings have answered. A row where one side has not stated a fact is left plain, because silence is not a difference.
Membership tiers and posts for paying supporters
Patreon is still where most audiences expect to pay a creator monthly, and that familiarity is worth something. Tiers, member-only posts, and now paid courses and shops. The platform fee is 10 percent of what you earn, before payment processing.
Our note
Patreon costs more than Ko-fi and more than running memberships yourself, and what you buy with the difference is recognition: a listener who hears the word already knows what to do. Once an audience would follow you anywhere, that premium stops earning its keep.
Only on this side
Sell access to a community with no monthly fee
Whop sells memberships, courses, software and communities from a storefront that handles the checkout and the access control together, so a paying customer lands inside whatever they bought rather than in an email thread. There is no setup cost and no monthly cost; the money comes off each transaction. Rates differ by how the customer pays, with cards cheapest and instalment financing dearest. The marketplace side brings its own traffic, which is either the reason to be here or noise to ignore depending on what is being sold.
Ratings are the average of reviews readers left. The facts are stated by each tool’s own listing and are not verified by CloutStack. How we make money.
| Monetization & Payments, Memberships & Subscriptions |
| Works with | YouTube, Podcast, Discord | Nothing in particular |
|---|
| Founded | Not listed | Not listed |
|---|
| Reader rating | No reviews yet | No reviews yet |
|---|
| Live deals | None right now | None right now |
|---|
Our note
Push customers towards cards if you can, because the gap between 2.7 percent and the 4 to 5 percent charged on other methods is the largest single lever on what you keep. Compare against Gumroad and Lemon Squeezy on the all-in rate rather than the headline, since all three price differently once payouts and disputes are counted.