Making the work
Growing an audience
Running the business
Both cover monetization & payments. Here is what separates them on price, billing, what you can take with you, and coverage.
Recurring donations with no platform cut
Card and wallet payments with no monthly fee
Liberapay | PayPal | |
|---|---|---|
| Starting price | Free | Free |
| Pricing model | Free | Free |
| Free tier | Yes | Yes |
| Billing | Usage-based | Usage-based |
| Free trial | Not stated | Not stated |
| API | Not stated | Yes |
| Data export | Not stated | Not stated |
| Their cut | None | Not stated |
| Runs on (they differ) | Web | Web, iOS, Android |
| Covers | Tips & Donations, Monetization & Payments |
Shaded rows are where the two answers disagree and both listings have answered. A row where one side has not stated a fact is left plain, because silence is not a difference.
Recurring donations with no platform cut
Liberapay is a non-profit that collects recurring donations and keeps none of them, funding itself from donations to its own page. Money moves weekly rather than monthly, and a donor pays several weeks ahead so the processing fee is charged once. There are no tiers, no rewards and no shop, which is the point for people who wanted a way to be paid rather than a platform to run.
Our note
Nothing else in this catalog takes zero. The cost is everything a platform normally provides, discovery, tiers, a shop and a support team, so choose it because you agree with how it works rather than to save the ten percent.
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Card and wallet payments with no monthly fee
PayPal charges nothing monthly for a business account and takes its money on each transaction, which is what makes it the default for anybody whose income arrives unevenly. Buyers can pay with a PayPal balance, a card, Venmo or a pay-later option without a merchant account of their own. The rate depends on how the money arrives rather than on a plan, and receiving from another country adds a percentage on top. Its dispute process is the part sellers complain about, and it is worth reading before it matters.
Ratings are the average of reviews readers left. The facts are stated by each tool’s own listing and are not verified by CloutStack. How we make money.
| Monetization & Payments, Creator Finance |
| Works with | Nothing in particular | Nothing in particular |
|---|
| Founded | Not listed | Not listed |
|---|
| Reader rating | No reviews yet | No reviews yet |
|---|
| Live deals | None right now | None right now |
|---|
Our note
Use this as the second payment option rather than the only one, because acceptance is its real advantage and the rate is not competitive against Stripe at volume. Read the dated fee schedule rather than an article about it, since the rates on this page carry a revision date and most summaries elsewhere do not.
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