Growing an audience
Running the business
Both cover monetization & payments. Here is what separates them on price, billing, what you can take with you, and coverage.
| Gumroad | Stripe | |
|---|---|---|
| Starting price | Free | Free |
| Pricing model | Free | Free |
| Free tier | Yes | Yes |
| Billing | Usage-based | Usage-based |
| Free trial | Not stated | Not stated |
| API | Not stated | Yes |
| Data export | Not stated | Not stated |
| Their cut | 10% of what you earn | Not stated |
| Runs on | Not stated | Web |
| Covers | Digital Products & Storefronts, Monetization & Payments | Monetization & Payments, Creator Finance |
| Works with | Nothing in particular | Nothing in particular |
| Founded | Not listed | Not listed |
| Reader rating | No reviews yet | No reviews yet |
| Live deals | None right now | None right now |
Sell digital products with almost no setup
Gumroad is the fastest way to put a file behind a payment link. No store to build, no plan to choose, and a flat 10 percent on every sale. That rate is high once you are doing real volume, which is when people usually leave.
Our note
Start here, and do the arithmetic every quarter. The moment 10 percent is more than a competitor's monthly fee plus a lower rate, move. Until then nothing is simpler.
Only on this side
Card payments at a published per-charge rate
Stripe is the processor a great many of the tools in this directory are quietly built on, and going to it directly makes sense once you sell from a site you control. The rate is published rather than quoted, which is rarer in payments than it sounds. Subscriptions, invoices, payment links and a hosted checkout all sit on the same account. Nothing is billed monthly, so an idle account costs nothing.
Our note
Go direct to Stripe when you own the storefront and can live with your own tax admin. If VAT and sales tax registration is the part keeping you awake, pay the extra couple of points for a merchant of record and stop thinking about it.
Only on this side
Ratings are the average of reviews readers left. The facts are stated by each tool’s own listing and are not verified by CloutStack. How we make money.