Growing an audience
Running the business
Both cover monetization & payments. Here is what separates them on price, billing, what you can take with you, and coverage.
| Gumroad | Ko-fi | |
|---|---|---|
| Starting price | Free | From $12 |
| Pricing model | Free | Free plan, paid tiers |
| Free tier | Yes | Yes |
| Billing | Usage-based | Monthly or annual |
| Free trial | Not stated | Not stated |
| API | Not stated | Not stated |
| Data export | Not stated | Not stated |
| Their cut | 10% of what you earn | Not stated |
| Runs on | Not stated | Not stated |
| Covers | Digital Products & Storefronts, Monetization & Payments | Monetization & Payments, Memberships & Subscriptions, Tips & Donations |
| Works with | Nothing in particular | YouTube, Twitch |
| Founded | Not listed | Not listed |
| Reader rating | No reviews yet | No reviews yet |
| Live deals | None right now | None right now |
Sell digital products with almost no setup
Gumroad is the fastest way to put a file behind a payment link. No store to build, no plan to choose, and a flat 10 percent on every sale. That rate is high once you are doing real volume, which is when people usually leave.
Our note
Start here, and do the arithmetic every quarter. The moment 10 percent is more than a competitor's monthly fee plus a lower rate, move. Until then nothing is simpler.
Only on this side
Tips, memberships and a shop with no platform cut
Ko-fi takes nothing from tips on the free plan, which no other platform of its size does. Memberships, commissions and digital downloads all work from the same page. It is lighter than Patreon in every direction, which is often the point.
Our note
The best free option for somebody who mostly gets tipped, and worth weighing against Patreon the moment memberships become the larger half of the income. Do the Gold arithmetic yourself rather than taking the upgrade prompt's word for it.
Only on this side
Ratings are the average of reviews readers left. The facts are stated by each tool’s own listing and are not verified by CloutStack. How we make money.