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Both cover accounting & tax and creator finance. Here is what separates them on price, billing, what you can take with you, and coverage.
| FreeAgent | Keeper | |
|---|---|---|
| Starting price | From $33 | From $199 |
| Pricing model | Free trial, then paid | One-time purchase |
| Free tier | No | No |
| Billing | Monthly or annual | One-time purchase |
| Free trial | 30 days | Not stated |
| API | Yes | Not stated |
| Data export | Not stated | Not stated |
| Their cut | Not stated | Not stated |
| Runs on | Web | Web, iOS, Android |
| Covers | Accounting & Tax, Creator Finance | Accounting & Tax, Creator Finance |
| Works with | Nothing in particular | Nothing in particular |
| Founded | Not listed | Not listed |
| Reader rating | No reviews yet | No reviews yet |
| Live deals | None right now | None right now |
Accounting built around UK sole traders
FreeAgent covers invoices, expenses, VAT returns and the self assessment filing a UK sole trader has to do anyway, and it files them with HMRC directly. Bank feeds and receipt capture keep the bookkeeping from piling up into an annual weekend of dread. It is UK-only, so it is no use to anybody filing anywhere else.
Our note
The bank-account route is worth checking before paying. If you already bank with NatWest or hold a Mettle account, this is a full accounting package for nothing, and it is the only offer of that shape in the category.
Tax filing that hunts for freelance write-offs
Keeper connects to the accounts a freelancer actually spends from and proposes deductions transaction by transaction, then files the return at the end of it. A tax professional reviews and signs what gets sent. The pricing is per filing rather than per month, so it is bought once a year and the deduction hunting is what you are paying for in between.
Our note
Priced per filing rather than per month, which is the whole comparison against Wave or FreeAgent. Two hundred dollars once a year suits anybody whose Schedule C is the only return they file. It is poor value for somebody who also needs the books kept in between, and that is a different purchase.
Ratings are the average of reviews readers left. The facts are stated by each tool’s own listing and are not verified by CloutStack. How we make money.