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Both cover accounting & tax and creator finance. Here is what separates them on price, billing, what you can take with you, and coverage.
| FreeAgent | Harvest | |
|---|---|---|
| Starting price | From $33 | From $9 |
| Pricing model | Free trial, then paid | Free plan, paid tiers |
| Free tier | No | Yes |
| Billing | Monthly or annual | Monthly or annual |
| Free trial | 30 days | 30 days |
| API | Yes | Yes |
| Data export | Not stated | Not stated |
| Their cut | Not stated | Not stated |
| Runs on | Web | Web, macOS, iOS |
| Covers | Accounting & Tax, Creator Finance | Accounting & Tax, Creator Finance, Project Management |
| Works with | Nothing in particular | Nothing in particular |
| Founded | Not listed | Not listed |
| Reader rating | No reviews yet | No reviews yet |
| Live deals | None right now | None right now |
Accounting built around UK sole traders
FreeAgent covers invoices, expenses, VAT returns and the self assessment filing a UK sole trader has to do anyway, and it files them with HMRC directly. Bank feeds and receipt capture keep the bookkeeping from piling up into an annual weekend of dread. It is UK-only, so it is no use to anybody filing anywhere else.
Our note
The bank-account route is worth checking before paying. If you already bank with NatWest or hold a Mettle account, this is a full accounting package for nothing, and it is the only offer of that shape in the category.
Time tracking that turns into an invoice
Harvest counts hours against a project and then bills them, which removes the worst half hour of any freelance month: reading a timesheet back and typing it into an invoice. Expenses and receipts attach to the same project. The free plan covers one person and two projects, and for a solo creator that is often where it stops.
Our note
Harvest is the pick when the hours are the invoice. If work is billed as a fixed project fee, Moxie or Bonsai cover more of the job for similar money and the time tracking is the smaller part of what you need.
Only on this side
Ratings are the average of reviews readers left. The facts are stated by each tool’s own listing and are not verified by CloutStack. How we make money.