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Both cover accounting & tax and creator finance. Here is what separates them on price, billing, what you can take with you, and coverage.
| Found | Keeper | |
|---|---|---|
| Starting price | From $35 | From $199 |
| Pricing model | Free plan, paid tiers | One-time purchase |
| Free tier | Yes | No |
| Billing | Monthly or annual | One-time purchase |
| Free trial | 30 days | Not stated |
| API | Not stated | Not stated |
| Data export | Not stated | Not stated |
| Their cut | Not stated | Not stated |
| Runs on | Not stated | Web, iOS, Android |
| Covers | Accounting & Tax, Creator Finance | Accounting & Tax, Creator Finance |
| Works with | Nothing in particular | Nothing in particular |
| Founded | Not listed | Not listed |
| Reader rating | No reviews yet | No reviews yet |
| Live deals | None right now | None right now |
Banking, bookkeeping and tax in one account
Found is a business account for self-employed people with the bookkeeping and the tax set-aside built into it, so expenses categorise themselves as they land and the quarterly estimate is on screen rather than in April. It invoices, pays contractors and files 1099s. The free plan has no monthly fee and no minimum balance, which is the reason to look at it before a bank.
Our note
Wave is free and does the books without touching the banking, so Found only makes sense if you want the account itself to do the categorising. Anybody happy with their existing bank should stay with Wave and keep the $35.
Tax filing that hunts for freelance write-offs
Keeper connects to the accounts a freelancer actually spends from and proposes deductions transaction by transaction, then files the return at the end of it. A tax professional reviews and signs what gets sent. The pricing is per filing rather than per month, so it is bought once a year and the deduction hunting is what you are paying for in between.
Our note
Priced per filing rather than per month, which is the whole comparison against Wave or FreeAgent. Two hundred dollars once a year suits anybody whose Schedule C is the only return they file. It is poor value for somebody who also needs the books kept in between, and that is a different purchase.
Ratings are the average of reviews readers left. The facts are stated by each tool’s own listing and are not verified by CloutStack. How we make money.