Growing an audience
Running the business
Both cover accounting & tax and creator finance. Here is what separates them on price, billing, what you can take with you, and coverage.
| Found | Wave | |
|---|---|---|
| Starting price | From $35 | From $19 |
| Pricing model | Free plan, paid tiers | Free plan, paid tiers |
| Free tier | Yes | Yes |
| Billing | Monthly or annual | Monthly or annual |
| Free trial | 30 days | None |
| API | Not stated | Not stated |
| Data export | Not stated | Not stated |
| Their cut | Not stated | Not stated |
| Runs on | Not stated | Not stated |
| Covers | Accounting & Tax, Creator Finance | Accounting & Tax, Creator Finance |
| Works with | Nothing in particular | Nothing in particular |
| Founded | Not listed | Not listed |
| Reader rating | No reviews yet | No reviews yet |
| Live deals | None right now | None right now |
Banking, bookkeeping and tax in one account
Found is a business account for self-employed people with the bookkeeping and the tax set-aside built into it, so expenses categorise themselves as they land and the quarterly estimate is on screen rather than in April. It invoices, pays contractors and files 1099s. The free plan has no monthly fee and no minimum balance, which is the reason to look at it before a bank.
Our note
Wave is free and does the books without touching the banking, so Found only makes sense if you want the account itself to do the categorising. Anybody happy with their existing bank should stay with Wave and keep the $35.
Invoicing and bookkeeping that costs nothing
Wave does invoices, receipts and double-entry bookkeeping for free, and earns on card payments and on a paid tier that automates the parts you would otherwise do by hand. For a sole trader sending a dozen invoices a year it is the cheapest honest answer. Payroll and the advisor service exist in some countries only, which is worth checking before a whole tax year lives in it.
Our note
Free accounting that is genuinely accounting, which is rare enough to be worth the check it needs: confirm that payments and payroll are supported where you live before a tax year is built on it.
Ratings are the average of reviews readers left. The facts are stated by each tool’s own listing and are not verified by CloutStack. How we make money.