Found vs Lili Comparison 2026
Both cover accounting & tax and creator finance. Here is what separates them on price, billing, what you can take with you, and coverage.
Banking, bookkeeping and tax in one account
Business banking that puts the tax money aside
At a glance
- Lili starts cheaper, at $15.
- Both have a genuinely free tier.
Side by side
Found | Lili | |
|---|---|---|
| Starting price (they differ) | From $35 | From $15 |
| Pricing model | Free plan, paid tiers | Free plan, paid tiers |
| Free tier | Yes | Yes |
| Billing | Monthly or annual | Monthly or annual |
| Free trial | 30 days | 30 days |
| API | Not stated | Not stated |
| Data export | Not stated | Not stated |
| Their cut | Not stated | Not stated |
| Runs on | Not stated | Web |
| Covers |
Shaded rows are where the two answers disagree and both listings have answered. A row where one side has not stated a fact is left plain, because silence is not a difference.
Found
Banking, bookkeeping and tax in one account
Found is a business account for self-employed people with the bookkeeping and the tax set-aside built into it, so expenses categorise themselves as they land and the quarterly estimate is on screen rather than in April. It invoices, pays contractors and files 1099s. The free plan has no monthly fee and no minimum balance, which is the reason to look at it before a bank.
Our note
Wave is free and does the books without touching the banking, so Found only makes sense if you want the account itself to do the categorising. Anybody happy with their existing bank should stay with Wave and keep the $35.
Lili
Business banking that puts the tax money aside
Lili is a business checking account for people who are the whole company. What separates it from a plain bank is the tax bucket: a share of what lands is held back automatically, and transactions are sorted into the categories a tax return actually asks for. Dearer plans fold in invoicing, bill pay and a set of books, which is where it starts competing with the accounting tools rather than the banks. Anybody already paying a bookkeeper should check what they would stop paying for.
Our note
Ratings are the average of reviews readers left. The facts are stated by each tool’s own listing and are not verified by CloutStack. How we make money.