Everlance vs Relay Comparison 2026
Both cover accounting & tax and creator finance. Here is what separates them on price, billing, what you can take with you, and coverage.
Mileage and expenses tracked for freelancers
Business banking with twenty checking accounts
At a glance
- Everlance starts cheaper, at $10.99.
- Both have a genuinely free tier.
Side by side
Everlance | Relay | |
|---|---|---|
| Starting price (they differ) | From $10.99 | From $30 |
| Pricing model | Free plan, paid tiers | Free plan, paid tiers |
| Free tier | Yes | Yes |
| Billing | Monthly or annual | Monthly or annual |
| Free trial (they differ) | 7 days | 14 days |
| API | Not stated | Not stated |
| Data export | Not stated | Not stated |
| Their cut | Not stated | Not stated |
| Runs on | Not stated | Web |
Shaded rows are where the two answers disagree and both listings have answered. A row where one side has not stated a fact is left plain, because silence is not a difference.
Everlance
Mileage and expenses tracked for freelancers
Everlance runs in the background on a phone and logs drives automatically, which is the part of a mileage deduction nobody does by hand for long. Swiping classifies a trip as work or personal, and the year's log exports in the shape a tax return wants. The free plan caps automatic detection at 30 trips a month, and a working week eats that.
Our note
The free tier's 30 trips is the number to check yourself against. Two client visits a week uses it up, and a partially tracked year is worth less at tax time than a fully tracked one.
Relay
Business banking with twenty checking accounts
Relay's difference is that it hands you twenty checking accounts rather than one, which is what makes envelope budgeting work on a business rather than on a spreadsheet beside it. Income splits on arrival: tax here, contractors there, what is left is yours. It also issues a stack of cards and connects to the usual bookkeeping tools. The free plan is a real account rather than a trial.
Our note
The free tier is the one most creators should be on, because the paid features are approval workflows for teams and a better savings rate that only matters on a balance large enough to notice. If the interest rate is what tempts you, work out the difference on your actual balance before paying $360 a year for it.
Ratings are the average of reviews readers left. The facts are stated by each tool’s own listing and are not verified by CloutStack. How we make money.