Making the work
Growing an audience
Running the business
Both cover creator finance. Here is what separates them on price, billing, what you can take with you, and coverage.
Time tracking free for up to five people
Business banking with twenty checking accounts
Clockify | Relay | |
|---|---|---|
| Starting price (they differ) | From $3.99 | From $30 |
| Pricing model | Free plan, paid tiers | Free plan, paid tiers |
| Free tier | Yes | Yes |
| Billing | Monthly or annual | Monthly or annual |
| Free trial | Not stated | 14 days |
| API | Yes | Not stated |
| Data export | Not stated | Not stated |
| Their cut | None | Not stated |
| Runs on (they differ) | Web, macOS, Windows, iOS, Android, Linux |
Shaded rows are where the two answers disagree and both listings have answered. A row where one side has not stated a fact is left plain, because silence is not a difference.
Time tracking free for up to five people
Clockify tracks time across projects and clients and leaves the tracking itself uncapped on the free plan, which covers up to five users. Paying adds the administrative parts a business needs rather than more tracking: entering time for other people, required fields, bulk edits and billable rates. Reports export in the shapes an accountant asks for. Each paid capability sits on a specific tier, so it is worth checking which one holds the feature that prompted the upgrade before choosing.
Our note
Ignore the tier the page leads with and check Basic first, because it is $1.50 a seat cheaper and carries most of what people upgrade for. Compare with Toggl Track on the free plan rather than the paid ones, since that is where the two differ most and where most teams will stay.
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Business banking with twenty checking accounts
Relay's difference is that it hands you twenty checking accounts rather than one, which is what makes envelope budgeting work on a business rather than on a spreadsheet beside it. Income splits on arrival: tax here, contractors there, what is left is yours. It also issues a stack of cards and connects to the usual bookkeeping tools. The free plan is a real account rather than a trial.
Ratings are the average of reviews readers left. The facts are stated by each tool’s own listing and are not verified by CloutStack. How we make money.
| Web |
| Covers | Creator Finance, Project Management | Creator Finance, Accounting & Tax |
|---|
| Works with | Nothing in particular | Nothing in particular |
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| Founded | Not listed | Not listed |
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| Reader rating | No reviews yet | No reviews yet |
|---|
| Live deals | None right now | None right now |
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Our note
The free tier is the one most creators should be on, because the paid features are approval workflows for teams and a better savings rate that only matters on a balance large enough to notice. If the interest rate is what tempts you, work out the difference on your actual balance before paying $360 a year for it.
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