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Both cover ai content tools. Here is what separates them on price, billing, what you can take with you, and coverage.
| Captions | Luma AI | |
|---|---|---|
| Starting price | From $24.99 | From $30 |
| Pricing model | Paid subscription | Paid subscription |
| Free tier | No | No |
| Billing | Monthly or annual | Monthly or annual |
| Free trial | Not stated | Not stated |
| API | Not stated | Not stated |
| Data export | Not stated | Not stated |
| Their cut | Not stated | Not stated |
| Runs on | iOS | Web |
| Covers | AI Content Tools, Video Editing | AI Content Tools, AI Video & Voice |
| Works with | YouTube, TikTok, Instagram | Nothing in particular |
| Founded | Not listed | Not listed |
| Reader rating | No reviews yet | No reviews yet |
| Live deals | None right now | None right now |
AI editing for talking-head video on iPhone
Captions edits the kind of video where somebody talks to the camera. It cuts the pauses, animates the subtitles and can generate the B-roll, music and sound effects that go around what you actually shot. The AI actor feature produces footage of a presenter from a script, either an invented one or a twin of you. Its pricing covers the iOS plans and the page says so rather than leaving you to find out.
Our note
This is the strongest of the phone-first AI editors and the least useful if you already own a desktop workflow. Treat the credit allowance rather than the monthly price as the real limit.
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AI video and image generation with agents
Luma generates video and images, and puts an agent layer over the top so one request can run several models and hand back a set of takes instead of a single clip. Credits meter all of it and the plans differ mainly in how many you get. Commercial use is stated on the entry plan, which is not true of every generator in this category.
Our note
The agent layer is the actual reason to pick this: getting several takes back in one go maps to how generated video is really used, which is to keep going until one works. Compare the credit cost per clip against Runway before committing, because the sticker prices are not comparable on their own.
Ratings are the average of reviews readers left. The facts are stated by each tool’s own listing and are not verified by CloutStack. How we make money.
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